Rolling reserve

A rolling reserve is an amount that is held by the merchant's acquiring bank for a certain period of time in order to protect the bank from possible losses related to the merchant's activity.

Usually, a rolling reserve is calculated as a percentage of an amount of a Payment or Capture transaction for each transaction currency.

The reserve is held for a certain period, after which the funds are returned to the merchant and are paid along with the amounts payable from accepting online payments. The amount and terms of a rolling reserve are specified in the agreement between the merchant and the bank or the merchant and the system provider, as well as in the back office on the rate configuration page. For more information, see Set transaction processing rates.

To view the rolling reserve, follow the steps below:

Go to Accountant > Rolling reserve.
Set search parameters, as described in the table below.
Click Find to see the search result, or click Clear fields for a new search.

Table: Rolling reserve parameters

Parameter	Description
Merchant	Merchant’s company name, as indicated upon merchant registration.
Shop	A name of the merchant’s shop, as indicated when a merchant shop was added. Possible values depend on the value in the Merchant field.
Status	A rolling reserve status. Possible values: All: to show reserves of all statuses; Returned: to show returned reserves only; Not returned: to show reserves that are not returned yet.
Gateway	A name of the acquirer who provided a payment gateway to process transactions with the applicable rolling reserve.
From	The start date of the reporting period.
To	The end date of the reporting period.

The display pane shows the table of help reserves with the following information:

A header in the “Total amount of the rolling reserve to be returned: <Amount and currency of the reserve>” format, where the indicated amounts do not depend on the search parameters;

Parameters of the rolling reserve, as described in the table below.

Table: Rolling reserve parameters

Parameter	Description	Notes
ID	Rolling reserve ID.
Amount	The amount of the held rolling reserve.
Taken from	The ID of the financial statement for a day when the rolling reserve was held.	Click on the ID opens a page of detailed information about the financial statement.
Returned to (or when it will be returned)	The date when the rolling reserve will be returned, or a financial statement ID for a day when the rolling reserve was returned.	Click on the ID opens a page of detailed information about the financial statement.
Date	The date when the rolling reserve was held.
Merchant / Shop	The merchant ID in the system, the merchant's name, and the name and URL of the shop to which the rolling reserve relates.

To navigate through the statements table, use the navigation bar at the bottom of the page.
The Rolling reserve tab page